1. Physiological needs. (Rent, Council tax, Gas and electricity)
2. Safety and security needs. (Home contents insurance, Pension contributions)
3. Love and belonging needs. (Mobile phone, membership fees, gifts for friends and family)
4. Esteem needs. (Cosmetics, clothing)
5. Self actualisation needs. (Newspapers, books, charitable donations)
6. Travel and personal transport costs. (Bus, train, MOT, Petrol)
Total you spend minus £6499 divide by 5 = X amount plus original amount
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